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Calculators
%
Yrs
%
Total Invested
Est. Returns
Total Value
Growth Over Time
Year-by-Year Breakdown
YearInvestedReturnsTotal Value

⚠️ Estimates based on assumed return rates. Mutual fund investments are subject to market risks.

Yrs
%
%
Monthly SIP Needed
Inflation Adj. Goal
Total You'll Invest
Portfolio Growth Towards Goal

⚠️ Estimates based on assumed rates. Consult a SEBI-registered financial advisor before investing.

%
Yrs
Your Monthly EMI
per month for
Principal Amount
Total Interest
Total Payment
Interest to Principal
Principal vs Interest
Balance Over Time
Yearly Amortization
YearPrincipal PaidInterest PaidBalance

⚠️ EMI calculated using reducing balance method. Verify with your bank for actual terms.

🎯 Monte Carlo · 1,000 Simulations

Know Your Financial Freedom Number

The simulator runs 1,000 randomised market scenarios and finds exactly the corpus you need to retire safely — without running out of money.

Your Details
₹6,00,000 / year · ₹50,000 / month
%
Equity 50%Debt 50%
yrs
yrs
yrs
%
%
%
%
%
%

Defaults calibrated to Indian market history — Nifty 50 CAGR ~12%, India CPI ~6%. σ controls year-to-year variability.

Running simulations…
Your Financial Freedom Number
Financial Freedom Number at 85% Success
Withdrawal Rate
Retirement Period
Monthly Spend (Yr 1)
Simulations Survived
0%Actual
What this means

Nataraj Malavade

Corpus Projection Fan Chart
Shaded bands show P5–P95 range. Blue line = Median (P50). Dashed lines = P90 and P10.
Final Corpus Distribution
Spread across 1,000 simulations
Scenario Outcomes
Remaining corpus at end of retirement
ScenarioWhat it meansFinal Corpus
For educational purposes only. Past data ≠ future results.
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